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From Saving to Sold: Your Guide to First-Time (and Next-Time) Homeownership 🏡

A Tale of Two Keys

Picture this: a millennial couple clutching their very first house keys, beaming like they just unlocked a treasure chest. Across town, a senior executive tosses his keys to a realtor—ready to upgrade to the dream home with space for the wine cellar. Meanwhile, a college student scrolls Zillow between lectures, daydreaming about future ownership while eating instant noodles. Three very different people, all united by one goal: a place to call home.

Homeownership isn’t just a transaction....

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2023 Real Estate Market Outlook (And What It Means for You)


Last year, one factor drove the real estate market more than any other: rising mortgage rates (we know, it was awwwfulll).

In March 2022, the Bank of Canada began a series of unprecendented interest rate hikes in an effort to pump the brakes on inflation.1 And while some market sectors have been slow to respond, the housing market has reacted accordingly.   

Both demand and home prices have softened, as the primary challenge for...

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